Equipment Financing for Contractors & Businesses
Fast financing for construction equipment, machinery, and business assets. Get the equipment you need to grow your business without waiting for approvals.
What is Equipment Financing?
Equipment financing is a flexible funding solution where Ameritex Capital helps you acquire the machinery, tools, and equipment your business needs. Instead of waiting to save capital or dealing with complicated bank loan processes, you can get the equipment you need today and finance it over time.
This helps contractors, manufacturers, and businesses:
– Acquire new equipment without depleting working capital
– Upgrade aging or outdated machinery
– Scale operations and take on larger projects
– Maintain competitive advantage with modern equipment
– Preserve cash flow for operational expenses
Equipment financing is not a loan on your invoices β it’s direct financing for the equipment itself, giving you flexibility and fast access to the assets you need.
Benefits of Equipment Financing
Get Equipment Now
Acquire the machinery and equipment you need today without waiting to save capital.
Preserve Cash Flow
Keep working capital available for operations, payroll, and other business needs.
Build Equity
Own the equipment outright at the end of the financing term.
Flexible Terms
Choose financing or leasing terms that match your business cash flow and equipment lifespan.
Lower Total Costs
Avoid expensive equipment rentals and upgrade cycles with affordable financing.
Scale Your Business
Take on larger projects and expand operations with the right equipment.
How Equipment Financing Works
Choose Equipment
Select the machinery or equipment your business needs.
We Review & Approve
Fast underwriting within 24 hours.
Own Your Equipment
Build equity and own after financing term ends.
Equipment We Finance
Construction Equipment
Excavators, bulldozers, loaders, cranes, compressors, and more.
Agriculture Equipment
Tractors, combines, balers, harvesters, and farming machinery.
Manufacturing Equipment
CNC machines, presses, welders, lathes, and production equipment.
Commercial Vehicles
Trucks, forklifts, skid steers, and material handling equipment.
Who We Serve
Ameritex Capital finances equipment for contractors, manufacturers, agricultural operations, and businesses of all sizes, including:
General Contractors β’ Specialty Contractors β’ Construction Companies β’ Manufacturing Plants β’ Agricultural Operations β’ Logistics Companies β’ Warehousing & Distribution β’ Food Processing β’ Fabrication Shops β’ Heavy Equipment Operators β’ And More
Whether you’re upgrading equipment or starting a new operation, we have flexible financing solutions.
Why Choose Ameritex Capital?
Ameritex Capital stands apart from other equipment financing companies. Here’s what sets us apart:
Direct Equipment Funder β We originate equipment financing directly, ensuring you get competitive rates and flexible terms.
Equipment Industry Expertise β We specialize in equipment financing. We understand machinery, depreciation, and the true value of assets.
Fast Approvals β Approval in 24 hours, funding in 48 hours. We know you need equipment quickly to grow your business.
Transparent Pricing β No hidden fees, no surprises. You know exactly what your monthly payment will be.
Flexible Terms β We work with new equipment, used equipment, and refurbished machinery β whatever your business needs.
Competitive Rates β Our direct funding model means competitive interest rates that work with your budget.
Dedicated Support β Your dedicated equipment financing specialist is available to answer questions and solve problems.
What Business Owners Say About Us
“We needed new equipment to take on bigger projects. Ameritex approved us in 24 hours and we had the equipment in a week. Fantastic service.”
Mike Sullivan
Construction Company Owner, Dallas TX
“Banks wouldn’t finance used equipment. Ameritex understood the value and got us financed in 48 hours. They’re flexible and professional.”
Jennifer Park
Manufacturing Plant Manager, Houston TX
“Equipment financing with Ameritex preserved our cash flow while we upgraded our fleet. The rates were competitive and the process was smooth.”
Carlos Mendez
Heavy Equipment Contractor, Austin TX
Frequently Asked Questions
How quickly can I get equipment financed?
Most customers receive approval within 24 hours and can take possession of equipment within 48 hours. We understand the urgency of getting the right equipment.
Can I finance used equipment?
Yes. We finance both new and used equipment. We evaluate the equipment’s value and condition to determine financing terms.
What’s the typical financing term?
Financing terms typically range from 24 to 84 months, depending on equipment type and your business needs. Longer terms mean lower monthly payments.
Will I own the equipment at the end?
Yes. With our equipment financing solutions, you build equity in the asset and own it outright at the end of the financing term.
What if my credit isn’t perfect?
We work with businesses of all credit profiles. We evaluate the equipment value and your business revenue to determine financing options.
What interest rates can I expect?
Interest rates depend on equipment type, age, value, your credit profile, and financing term. We’ll provide transparent quotes so you know exactly what to expect.
Ready to Get the Equipment You Need?
Contact our financing and leasing specialists today for a free, no-obligation consultation. Let’s discuss your equipment needs and find financing that works for your business.
MonβFri 8amβ6pm CT